What is BrikkApp?
BrikkApp is your “one-stop-shop” for real estate crowdfunding investing. We provide the ability for anyone to choose and invest in real estate projects from amounts as low as 50 EUR / 500 CZK. We connect you, the investor, with real estate crowdfunding investment platforms that have investment opportunities all over the world. We provide transparent data about the platforms and their successes.
Instead of finding and researching each individual platform, BrikkApp collects all the information in one place for you. Users can find and compare platforms based on investment statistics, investment opportunities, reviews, and social media presence.
Once you complete your registration, you can invest directly in projects you prefer on the BrikkApp marketplace.
Who uses BrikkApp?
BrikkApp is an online marketplace for anyone interested in investing in real estate. Whether you are just starting with investing or you have been investing for decades, and no matter what your appetite for risk is, we have projects available to satisfy any investor.
At BrikkApp, we provide not only knowledge about the real estate crowdfunding market, but also the ability to directly invest and diversify your portfolio with property projects from across the globe. BrikkApp aggregates projects facilitated by its partner platforms, which are individual real estate crowdfunding platforms registered in a number of European countries.
By registering with BrikkApp, users get instant access to investing in real estate projects across Europe. The user also gets access to verified market data, including the track record of the individual investment providers.
Is BrikkApp free?
Yes, it’s free to create a user profile with BrikkApp, and it only takes a moment to set up. You’ll need to enter basic personal information about yourself and you can start exploring BrikkApp right away. Once registered, you will have access to our entire database of platforms and additional resources such as market reports. Investing on BrikkApp is commission-free and there are no further hidden fees (no management fee or similar).
Who can invest?
BrikkApp allows you to invest in fractions of properties. Often, you can invest from as little as 50 EUR. Thus, no matter what your investment budget is, there are suitable investments to select from.
Both individuals and entities can use BrikkApp to build their diversified investment portfolios.
The registration process for individuals requires the user to be above 18 years old and includes an AML/KYC check to verify your identity.
What is the minimum amount that can be invested?
Investing on BrikkApp is affordable for both users who are just starting with investing as well as seasoned investors. The minimum investment amount on BrikkApp's primary market is often as low as 50 EUR in EUR projects or 500 CZK in CZK projects. From time to time, you will see that the minimum is even lower for a limited period of time so that we help newcomers test how BrikkApp works. Quite often, the project providers have higher minimum investment amounts on their platforms, however, we keep these minimums lower for projects to democratise and increase the accessibility of real estate investments for all our users.
How safe are property investments?
BrikkApp exclusively allows investing in real estate, and real estate has always been a popular investment choice. This is because, compared to the stock market or crypto investment, real estate is generally an investment with less risk due to being a stable and nonvolatile asset. However, any type of investment contains risk. There is no guarantee the value of your investment will increase, and there is always a possibility you lose money on your investment.
BrikkApp does not provide investment advice. Any provided information is for purely informational purposes and to assist in your own investment decision-making.
What data do you provide?
BrikkApp aggregates data from hundreds of property investment platforms, which are (1) online, (2) publicly accessible, (3) offer crowdfunding investing into real estate projects.
In one dashboard, our users can thoroughly compare the platforms based on their investment history and successes, their geography, and the type of investments offered.
In which countries does BrikkApp operate?
BrikkApp offers direct investments in projects across Europe. Regarding direct investment opportunities, we only offer projects that BrikkApp has conducted its own due diligence on, and provided by platforms we closely cooperate with.
However, we also collect data on the entire real estate crowdfunding market, so that our users can compare and find verified information about any provider from all across the world. If you don't see an investment opportunity in your country, it might be for two reasons: (1) currently, there are no online property investment platforms in this country; (2) we could not verify the data about the platform, thus, we decided not to list it until we can collect more data.
Is there an investment platform we missed and you believe should be included? Send us a message.
Managing Your Account
How do I sign up?
It is very easy. All you need to do is fill out our registration form here. In the next step, you will receive an email from us. Open the message sent to your inbox, click on the verification link, and log in to BrikkApp. Success!
How do I log in?
In the top navigation bar click ‘Log-in’. You will get to the log-in page. There you submit the email address and password you used to register.
How do I reset my password?
Go to the ‘Forgot your password?’ page, then enter your registered email address in the ‘Email’ field and click the button below.
If there's an account connected to that email address, you'll receive a password reset email on that account. Open the message, reset your password, and log in to BrikkApp. Success!
Still can’t log in? Contact us.
Verification of Your Identity
Why do we need to check your identity and do the anti-money laundering checks?
Verifying your identity is required by the investments regulation and is an essential part of our due diligence process. Part of the regulation is that we need to verify your identity and prevent money laundering. For this reason, we ask every user to upload a proof of identity (we can accept a valid ID card or passport or driving licence) and a proof of address (Many national ID cards include this information. If it is not your case, we can accept a council tax bill, utility bill or bank statement). The whole process is managed electronically. Whilst we appreciate that this can be an inconvenience, our objective and intention is ultimately a benefit that protects both our customers and ourselves.
What is proof of identity?
In order to verify your account, we will require a scanned copy of your valid passport or both sides of your government-issued identification card.
This copy must contain:
a. Full Name
b. Date of Birth
d. Valid Expiry Date
The scanned document should be high resolution and the above details must be clearly readable.
What is proof of address?
To verify your account, you are required to provide us with a document confirming your current permanent residential address. This document must be issued in the name of the BrikkApp account holder and dated within the last 3 months (with the exception of valid government-issued identification documents, such as a driving license), and must contain the following information:
a. Your name
b. Your current residential address
c. The date of issue
d. The issuing authority
e. A reference to the issuing authority (logo, contact information, website, etc.)
We accept documents that are issued by a government agency, a bank, a utility company, or a judicial authority.
Who qualifies as a politically exposed person?
A politically exposed person means:
a) a natural person in a prominent public position and with nation-wide responsibilities, such as a head of state, a head of government, a minister and deputy or assistant minister, a member of the parliament, a member of a supreme court, a constitutional court or another high-level judicial body decisions of which are not subject to further appeal, except in exceptional circumstances, a member of a court of auditors or a central bank board, a high-ranking military officer, a member of an administrative, supervisory, or management board of a state-owned business, an ambassador or chargé d'affaires, or a natural person, having similar responsibilities on a Community or international level; all the above for the entire period of the position and for one year after the termination of such position
b) a natural person, who
- is the spouse, partner equivalent to the spouse or a parent of the person under a),
- is a child of the person under letter a) or a spouse or a partner of such a child (a son or daughter-in-law),
- is a business partner or a beneficial owner of the same legal person, a trust, or any other business entity under foreign law, as the person under letter a) or is known to the obliged entity as a person in a close business relationship with a person under letter a), or
- is a business partner or a beneficial owner of the same legal person, a trust, or any other business entity under a foreign law known to have been established for benefit of a person under letter a).
Investments on BrikkApp
What are real estate crowdfunding investments?
Real estate crowdfunding is when individual investors are connected with real estate project owners, via an online platform, in order to finance real estate projects. Investors typically loan money to developers in the form of bonds or other debt securities.
What exactly am I investing in?
On BrikkApp, you invest by purchasing part of a loan, which is then used to finance a specific real estate project. Once the loan is fully funded, the project proceeds. You are given all the details of the property and developer, and after investment are compensated via payment back of your capital plus the interest rate specified in the loan.
What is the source of these investments?
BrikkApp offers investment opportunities that come from third-party crowdfunding platforms. BrikkApp partners with the best real estate crowdfunding platforms on the market in order to provide investors with diverse investment opportunities all across Europe. With BrikkApp, you can invest on multiple platforms, in multiple countries - all in one dashboard!
Am I investing directly in the partner platforms?
No. BrikkApp is a marketplace that offers investment opportunities sourced from partner platforms. BrikkApp facilitates your investment and thus your contractual relationship is with BrikkApp. The contractual relationship is between the investor and BrikkApp.
Who can invest on BrikkApp?
Everyone with an EEA country or United Kingdom bank account is permitted to invest in projects offered by BrikkApp.
How do I start investing?
First, register for BrikkApp! After creating a user profile, you are then able to submit your identification documents to satisfy KYC/AML requirements. Once your identity was verified, you can fund your investor account via bank transfer. With your funds, you can then select any of the projects offered on BrikkApp and choose how much you would like to invest. A few clicks after that you are an official investor in real estate!
What is the minimum investment?
The minimum investment is as low as 50 EUR for EUR projects or 500 CZK for CZK projects.
Is the interest rate on investments fixed?
Yes, the interest rate paid by the borrower and given to investors is fixed throughout the loan period. The payment frequency and interest rate can vary depending on the specific project.
Are returns on my investments guaranteed?
All investments come with risk and your investments are not guaranteed. It is possible to lose some or all of your investment. Refer to our Risk Warning for more details.
BrikkApp's risk assessment team performs rigorous due diligence on every project before offering it to our investors to reduce as much risk as possible. Only the highest quality projects originating from proven partner platforms are presented at BrikkApp.
What about taxes?
All interest earned is before tax and BrikkApp does not withhold tax on any of your investments. All interest earned from loans is treated by tax authorities as investment income and thus subject to income tax. The income gained from your investments on BrikkApp can be found in your investor dashboard along with associated documents that can be used for filing your taxes. BrikkApp does not provide tax-related advice and recommends that you turn to a local tax advisor for additional information.
Is BrikkApp regulated?
Currently, there are no regulations covering the services offered on BrikkApp in the Czech Republic. Once the legal framework is established, BrikkApp will apply for the European Crowdfunding Service Provider license. For all services requiring governance, BrikkApp is partnered with EasyChange, which is a regulated payment service provider.
Funds in Your BrikkApp Account
What payment methods does BrikkApp offer?
BrikkApp offers online bank payments as a payment option for BrikkApp investors to ensure that your investments are secure, convenient, and affordable.
BrikkApp offers two ways to pay for your investment:
- Online bank payment
- Bank transfer payment
How does the Online payment work?
BrikkApp collaborates with Kevin, our payment services provider. With the online payment option by Kevin, you no longer need to do bank transfers and have money in your BrikkApp account before you invest. Instead, you simply:
- Select your investment.
- Select the Online bank payment as your preferred payment option.
- You will be redirected to your online banking.
- Pay directly from your bank account for your investment.
- Your investment is confirmed.
Here are some of the key benefits:
- Security: Online payments are more secure than traditional payment methods because your bank account details are never stored by the merchant.
- Convenience: Kevin payments are more convenient than the original payment methods because you no longer need to do bank transfers to have funds in your wallet before you can actually invest.
- Affordability: Online payments are more affordable than traditional payment methods because there are no setup fees or monthly fees.
How does the bank transfer payment work?
If you select the bank transfer payment as your payment method for your investment, the process works as follows:
- Select your investment.
- Select the bank transfer payment as your preferred payment option.
- Your investment will be reserved for 3 workdays.
- Login to your banking app and make the bank transfer according to the provided details.
- Once we receive your payment, your investment will be confirmed.
Are the funds in my balance insured?
BrikkApp is not a bank, so your investments and deposits are not insured.
How do I withdraw money from BrikkApp?
To move money out of BrikkApp, simply initiate a transfer from your BrikkApp user dashboard to your connected bank account.
I added incorrect payment details. What happens with my deposit?
We will try our best to pair your transfer to your BrikkApp account if possible. If your transfer is not found in your BrikkApp account after at least 3 business days, contact our support team.
After 10 business days, we will always return unpaired deposits to their respective accounts based on the details provided in the transfer.
How long does it take to withdraw?
For withdrawals normally you will receive your funds in a few days. However, it may take up to 10 business days, depending on the payment method used.
Autoinvest - Automate Your Investments
What is Autoinvest?
The BrikkApp Autoinvest feature is a stress-free method which allows you to automatically invest in all the projects matching your investment criteria on our platform.
Your investment funds will be diversified amongst projects launched on our platform, ensuring maximum diversification. Based on your preferences you can select between the Easy Autoinvest and Expert Autoinvest. Once your AutoInvest is set up on your account, you will be able to benefit from regular investments. Your investments will be deployed across multiple quality projects with ease.
AutoInvest is the perfect hands-free investment tool to save your time and never miss an investment. If you prefer selecting your investments manually, you can always use our standard manual investing tool.
How can I setup my Autoinvest?
Once you have created your BrikkApp investment account and have your identity (KYC) verified, you can set up your Autoinvest strategies within minutes.
Simply select between the Easy and Expert options, define your target investment amount per project and confirm your strategy!
How does the Easy Autoinvest work?
Easy Autoinvest is a simple way to invest in a diversified property portfolio. You just decide how much you want to invest in each new EUR or CZK project, and we'll automatically process everything for you. As soon as we publish a new project, Autoinvest will automatically invest up to your balance. In case your balance is insufficient, we will automatically reserve the remaining part of your investment for three working days and send you payment instructions.
Once your investment is made you receive an email confirmation from us and your new investment will be added to your investments on the "My Portfolio" page in your BrikkApp dashboard.
How does the Expert Autoinvest work?
The Expert Autoinvest is designed for investors who want to customise their Autoinvest investments. You can customise your Autoinvest investments by defining:
- Project currency
- Project duration
- LTV limit
- Interest rate
After you confirm your strategy, just make sure you deposited enough funds in your wallet (or set up a standing order). You can edit or pause your strategy at any time.
Once your investment is made you receive an email confirmation from us and your new investment will be added among your investments on the "My Portfolio" page in your BrikkApp dashboard.
What happens when my wallet balance is insufficient?
In the event that the project meets all the criteria of your strategy but the funds in your balance sheet are insufficient, Autoinvest will automatically invest up to the amount of your balance sheet. We will automatically reserve the remainder of your investment for three working days and send you payment instructions.
How can I update my Autoinvest strategy?
In your Autoinvest strategies overview, select the strategy you want to update and click "Edit". In the next step, enter the updated data. You will then confirm your changes with the code we send you by email.
Are there any fees?
No. Using Autoinvest is completely free.
For how long I need to run my Autoinvest strategy?
Setting up Autoinvest represents no commitment. While we recommend using Autoinvest for long-term investing to create a diversified investment portfolio, if you only use it once, nothing will happen. You can suspend Autoinvest at any time.
Safety and Security
How is my data protected?
Protecting your data is very important to us. Our current Privacy Statement and Terms and Conditions can be found under:
If you have questions, remarks, or complaints regarding this service, or concerning any information processed in the service, or on your rights, feel free to contact the support team, operating under the responsibility of the Controller, using the contact email firstname.lastname@example.org
How long do you store my data?
BrikkApp is an online service that offers registration and interactive features for which you must create a profile.
Only a limited number of our employees can see your data, and they'll only look at it if they absolutely need to. Your data is private and your data is deleted upon the closure of your account. Our current Privacy Statement and Terms and Conditions can be found under:
I have a different question. Who do I contact?
Send us a message using the dedicated Contact Form.
For other inquiries:
- PR inquiries: email@example.com
- Careers: firstname.lastname@example.org
- Partnerships: email@example.com